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Finance

 Halliday Citroen ease those redundancy worries with a zero risk payment waiver

Affordable car finance - worry free

Car finance is a superb way to fund your new car. Halliday Citroen offers two fantastic finance packages, a Personal Contract Purchase and a Personal Finance Plan. Both help you get a shiny new Citroen at an affordable monthly payment.

While car finance agreements are a great way to fund your purchase, many worry about what would happen if the worst were to happen and they lost their job. Halliday Citroen are able to alleviate your worries by announcing a payment waiver feature to our finance agreements.

Car finance payment waiver feature

All finance agreements on your Citroen will include a payment waiver feature that will pay up to six monthly instalments for those customers who are made redundant involuntarily i.e. through no fault of their own.

You are not required to pay these back. They are not added to the outstanding finance and the loan is not extended.

What does payment waiver offer you?

In the event of involuntary redundancy, your obligation to pay your next monthly instalment will be waived. The instalment includes all credit, including funded insurance, but excludes any subscription services that are not credit and can be cancelled without financial liability, e.g. a servicing agreement.

How many car finance instalments will be waived?

Up to a maximum of six instalments per agreement can be waived. These do not need to be continuous and, for example, could be taken in two periods of three months.

What happens when the six instalments have been waived and you're still unemployed?

You will be offered the opportunity to hand your vehicle back and close your agreement without any further financial liability.

If you wish to keep the vehicle then you will still need to make all remaining payments.

How much does this cost - are my monthly payments affected?

There is no cost to you. This is not a product in its own right, but a feature of the PSA finance agreements Halliday Citroen offer.

For further information please contact one of our Sales Team.